Adult Creator Accountants

Limited Company Setup for OnlyFans Creators

Written and reviewed by the Adult Creator Accountants editorial team. Last reviewed 29 July 2026.

Some creators reach a point where earning through a limited company leaves more in their hands than trading as a sole trader. This service is the setup and the ongoing running of that company. It is not a sales pitch for incorporating, and if a company does not help you, we tell you.

A limited company is a separate legal entity registered at Companies House, and you take money out as a mix of salary and dividends rather than simply drawing profit. The sole trader versus company decision is a calculation on your own numbers, and this page is what we do once the company is the right answer.

There is also a privacy dimension. A company files its accounts and its officers at Companies House under the company name, which some creators prefer to trading visibly under their own. Our note on tax and privacy covers what is and is not public.

What the Company Engagement Covers

We form the company, register it for corporation tax, set up a payroll if you take a salary, and put the bookkeeping and year-end filings in place. Each year we prepare the statutory accounts, the corporation tax return and the confirmation statement, and we run the payroll and dividend paperwork.

For 2026/27 the numbers that shape the salary and dividend mix are corporation tax at the 19% small profits rate up to £50,000 and the 25% main rate over £250,000 with marginal relief between, the £500 dividend allowance, and dividend tax at 10.75, 35.75 and 39.35%. The current corporation tax rates set the position.

Where Incorporation Does Not Pay

A company is not automatically better. Below a certain level of profit the extra cost and admin outweigh the tax saved, and if you draw everything you earn straight away the benefit shrinks. Company running costs are only deductible where they meet the same wholly and exclusively test that applies to a sole trader, so incorporating does not widen what you can claim.

We model your actual figures both ways before you commit, and if sole trader is better for you now we say so and revisit it when your income changes.

How the Company Runs Each Year

Once the company is running we handle the recurring cycle: monthly or quarterly bookkeeping, payroll on the salary you draw, dividend vouchers and board minutes for what you take out, and the annual accounts and returns to Companies House and HMRC.

You approve the salary and dividend split with us each year, and we keep the filings on time so the company stays in good standing. The personal Self Assessment that sits alongside the company is handled as part of the same relationship.

What Running a Company Costs

The formation and setup are charged as a fixed fee agreed before we start. The ongoing accounts, tax returns, payroll and confirmation statement are quoted as a fixed annual fee, so you can weigh the running cost against the tax saved before you decide.

Because the whole point is that the company should leave you better off, we show you that comparison in pounds rather than asking you to take it on trust.

Common questions

Will a limited company definitely save me tax?

Not always. It depends on how much you earn and how much you leave in the company. We model both routes on your figures and only recommend a company where it genuinely leaves you better off.

Is a company more private than trading in my own name?

A company trades and files under its own name at Companies House, though directors and certain details sit on the public register. Whether that suits you depends on your circumstances, which we go through with you.

What are the dividend tax rates for 2026/27?

After the £500 dividend allowance, dividends are taxed at 10.75, 35.75 and 39.35% depending on your income band. The salary and dividend mix is set with these in mind.

Do you handle the Companies House filings?

Yes. The annual accounts, corporation tax return and confirmation statement are all part of the ongoing service, filed on time each year.

Tell Us Roughly What You Earn and We Will Quote

Tell us roughly what you make, on OnlyFans or any other platform, whether you are a sole trader or a limited company, and what you need: the Self Assessment, the VAT question, or the whole thing kept clean all year. We come back with a fixed fee and the dates that apply. Everything is handled in confidence, and if your position is simple we will say so rather than quote for a full package.

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